Portfolio Advisors Blog

Our Blog postings occur from time to time when we have an interesting article or opinion to share. We hope that you will find our postings of interest and encourage to forward them on to your family and friends.


When you join Portfolio Advisors, you join our family. Developing and maintaining strong personal relationships with our family of clients is fundamental to our way of doing business and one of the reasons why many of our clients have been with us since the beginning, over twenty years ago.

New Tool Focuses on Return on Life Score

Portfolio Advisors continues to seek out ways to add value to our clients. As we look to build relationships with future clients and current clients, we have found a unique set of tools to help drive meaningful conversations surrounding your money.

Let us introduce you to Return on Life. Focusing first on your life and second on your money, our objective is to help you live your best life possible with the resources you possess. These collaborative tools will bring your life to the center of our planning discussions. Our conversations and future recommendations can be shaped in a way that helps you achieve your best life possible. To get started, click here to find out your Return on Life Index score. Upon completing your Return on Life Index, our office will be in touch to discuss your results. If you wish to schedule a time to learn more about our life-centered planning process, please find a time here that works best with your schedule.

23 Hits

When It's Value vs. Growth, History Is On Value's Side

Historically, value stocks have outperformed growth stocks in the US, though recently that hasn't been the case.  While disappointing periods emerge from time to time, the principle that lower relative prices lead to higher expected returns remains the same.  Logic and history argue for a steadfast commitment to value stocks, as the data covering nearly a century illustrates.  Click here to view this illustration.  

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Stock Market Volatility & The Cost of Trying to Time the Market

We believe that those who invest for the long-term are best served by staying in their seats during times of extraordinary market turbulence.  Emotional and anxiety driven efforts to get out of the market when times are bad and get back in the market when times are better often lead to costly results. 

To help illustrate this point, we have attached a piece provided by Dimensional Fund Advisors entitled “Recent Market Volatility” (click here).  The piece graphically displays the market (as defined by the Russell 3000) during the 41-year period from 1979 thru 2019.  We note that significant market volatility occurred throughout the period and that substantial intra-year losses were experienced in all but 7 years.  However, “despite substantial intra-year drops, calendar year returns were positive in 34 years out of the 41 examined.”   As such, one might observe that trying to make course corrections in advance of unpredictable yearly market swings is more a matter of luck than of skill.

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Good News to Announce

Congratulations to our own Devin Watts who recently completed and passed his Certified Financial Planning course and board exam leading to the sought-after CFP designation.  As a result, Devin's role will continue to be expanded, having more direct client involvement as he continues to develop as a Financial Advisor. 

Devin became an intern at Portfolio Advisors in 2016 after meeting with Portfolio Advisors management staff attending a job fair at California State University, Fresno.  He became a permanent member of our team in 2018.  Devin, a Craig School of Education graduate in 2018, was wed to his wife Hannah in 2017. 

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It’s a Bear Market – What Should I Do?

March 17, 2020

Yep.  We’re officially in a “bear market” and you are wondering what you should do next.  In most cases, the answer is nothing at all.  A bear market, defined as a decline of more than 20% from its previous high, occurs with some regularity and has occurred approximately once in every five years since WWII.    

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An Important Message From Portfolio Advisors

Due to concerns over the current health crisis we are encouraging alternatives to face to face meetings.  In doing so, we are now conducting client meetings on the phone using screen sharing and video conferencing software (Zoom) where possible.

In addition to the above, we are reducing in-office staff to essential personnel with most of our staff working remotely.  As such, all staff members have been assigned a direct phone number where they can be reached during normal business hours.  Additionally, all staff members will remain available via email and will check their messages regularly.  We do not anticipate interruptions to our normal work flow or our ability to serve you. 

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The Coronavirus and Market Declines

Dear Clients & Friends,

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2020 Holiday Office Closures

Portfolio Advisors, Inc. will be closed for the following 2020 holidays on the dates listed below:

  • Monday, January 20th in observance of Martin Luther King Jr. Day
  • Monday, February 17th in observance of President's Day
  • Friday, April 10th in observance of Good Friday
  • Monday, May 25th in observance of Memorial Day
  • Friday, July 3rd in observance of Independence Day
  • Monday, September 7th in observance of Labor Day
  • Thursday, November 26th in observances of Thanksgiving
  • Friday, November 27th in observance of Thanksgiving
  • Thursday, December 24th in observance of Christmas
  • Friday, December 25th in observance of Christmas

With each office closure we will be back the following business day during normal business hours.

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Prepare for Sweeping New IRA Legislation

Legislation passed by the House of Representatives on May 23rd would dramatically change current IRA tax law.  The bill, entitled the “SECURE Act", would change the age at which one must begin taking IRA distributions. It would also change distribution requirements for IRAs inherited by children or other non-spousal heirs. The bill passed with wide bipartisan support in a vote of 472-3. 

Under current IRA law, one must begin taking their required minimum distributions at age 70 ½. The "SECURE Act" would allow IRA owners to delay taking their required minimum distributions until age 72.  This change would allow IRA owners to benefit from the advantage of tax deferral over a longer period of time.  Most will view this as a positive change.

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3 Ways to Know When You Are Ready to Retire

1. You’re financially ready.

The most common question we field from our clients is, “How much do I need to retire?” While there’s no magic number to hit, a few key checkpoints are:

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Latest Blogs

Portfolio Advisors
29 June 2020
Portfolio Advisors continues to seek out ways t...
Portfolio Advisors
29 June 2020
Historically, value stocks have outperformed gro...
Portfolio Advisors
09 April 2020
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Portfolio Advisors
09 April 2020
March 17, 2020Yep.  We’re officially in ...
Portfolio Advisors
20 March 2020
Due to concerns over the current health crisis w...
Portfolio Advisors
15 January 2020
Portfolio Advisors, Inc. will be closed for the ...
Jordan Naffa
30 August 2019
Typical conversations with financial advisors ha...
Portfolio Advisors
20 June 2019
Legislation passed by the House of Representativ...

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7571 N. Remington
Ave.#105
Fresno, CA 93711
559-432-8400